There are 2 ways to start an application:

Phone Call

Call us at (228) 678-9130

and let us help you get started

In Person

Visit us at office:

Habitat for Humanity Mississippi Gulf Coast

2214 34th St. Gulfport, MS  39501

Required Documents for Applications

Click each item below for details on each

Owner Applicants

Proof you owned the damaged property at the time of Hurricane Zeta

One (1) of the following:

  • Recorded Deed
  • Mortgage Statement
  • Probated will
  • Court order or judgement granting ownership of the property

Other documents may be considered on a case-by case basis. Applicant must still own the property to receive assistance.

Proof you occupied the home as a primary residence at the time of the qualifying storm(s)
  • Homestead exemption at the storm-damaged property address in 2020, which was the year of the qualifying storms

OR 2 of the following:

  • FEMA IA award letter for damaged property address for damages caused by Hurricane Zeta;
  • SBA Disaster Home Loan award letter for damaged property address for damages caused by Hurricane Zeta;
  • Driver’s license or state-issued ID card showing the damaged property address; issued prior to the date of the hurricane and expiring after;
  • Utility bills addressed to applicant at damaged property address showing that services were provided in the month preceding or month of the disaster (must indicate household utility usage during pre-hurricane time period);
  • Credit card bill or bank statement sent to the applicant at the damaged property address in the month preceding or the month of the disaster;
  • Insurance documentation indicating primary residence in 2020, such as a homeowner’s endorsement;
  • Employer’s statements, including pay stubs and similar employment documents (must be dated in the month preceding or month of the disaster)

Other documents may be considered on a case-by-case basis.

Proof the property has unrepaired damage from Hurricane Zeta
  • Verified by the program via a Damage Assessment;

OR

If it is impossible to verify storm damage via a program damage assessment, such as in cases where the storm damaged property has been demolished, the applicant may be required to provide proof of storm damage, which may include:

  • FEMA IA award letter for damaged property address for damages caused by Hurricane Zeta;
  • SBA Disaster Home Loan award letter for damaged property address for damages caused by Hurricane Zeta;
  • Insurance claim noting damages at the damaged property address caused by Hurricane Zeta;
  • Date-stamped, color photos of storm damage at the damaged property address; or
  • Other documents may be considered on a case-by-case basis
Proof the storm-damaged property is an eligible structure type
  • Verified by the program via a Damage Assessment;

OR

If it is impossible to verify structure type via a program damage assessment, such as in cases where the storm damaged property has been demolished, the applicant may be required to provide proof of storm damage, which may include:

  • Pre-storm information on structure type from the property appraiser’s office;
  • Date-stamped, color photos of the damaged property address

Other documents may be considered on a case-by-case basis

Proof of income for all adult household members
  • Most recent year tax return

OR, if tax return is not available:

  • Wages: Three (3) recent paystubs dated within the past three (3) months,
  • Retirement/Social Security:
    • Past three (3) Months Bank Statements (Social Security Benefits & Pension only),
    • Current Social Security Benefits letter (including benefits paid to minors),
    • Current Pension/Retirement Benefit letter (if applicable), or prior year 1099 form, or
    • Current Annuity Payment letter (if applicable), or prior year 1099 form;
  • Self‐Employment Income: Most recent tax return (1040 or 1040A), W‐2 Forms; and/or Current year profit and loss statement;
  • Rental Income: Current lease agreements
  • Unemployment Benefits: Current benefit letter with gross benefit amount;
  • Court Ordered Alimony/Spousal Maintenance: Copy of court order documentation;

228-678-9130

Call center hours of operation:
Monday - Thursday 8:00am - 5:00pm
Friday 8:00am - 4:00 pm
CLOSED ON NATIONAL HOLIDAYS

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